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What is Title Insurance? (What you need to know)

  A title insurance policy is a policy of indemnity that insures against loss or damage arising from title defects or other covered risks which may include survey issues, encroachments, ......

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Real Estate Basics: Who Does What?

  When selling or purchasing a property, one often deals with several professionals to assist with the transaction. This can leave one unsure over each professional’s role in the transaction. ......

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Reverse Mortgages

  There is much hype in relation to reverse mortgages, also known as CHIP (Canadian Home Income Plan)  mortgages, these days given the aging population and the low interest rate. ......

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Real Estate Basics: HST and Real Estate (All You Need to Know)

    If you are buying or selling real estate, knowing whether HST is payable (or collectible) is an essential component of the transaction. This is determined by the type ......

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Mortgage Remedies (A Lender’s Perspective)

  A “mortgage” or “charge” is a conveyance of land as security for the payment of a debt. So long as the Borrower performs all of his or her obligations ......

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Joint Tenants vs Tenants in Common (What’s the difference?)

  Purchasing a property is one of the most important decisions people make throughout their lifetime. As is often the case, when two (or more) people are buying a property ......

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Joint Ownership With Right of Survivorship (Watch out!)

  It is very common for individuals, as part of their estate plan, to place property such as bank accounts, investment certificates and homes on joint account or joint tenancy ......

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